Before we get into it, I just wanted to let you know that I'm teaching my FREE Live Investing Class on Saturday morning).

Here are five things I've been doing EVERY December (since 2016) to start the Next Year off financially on the right foot.

1. Zero Based Budget for December & write out my Christmas goals so I don't overspend.
2. Plan out how Next Year is going to look like financially. First big picture goals, then zoom in month-to-month.
3. Take a financial inventory of this year. What was I proud of & what could I have done better?
4. Increase my 401k contribution (even by 1%) if I'm not maxing it out.
5. Increase other investment account contributions (Roth IRA, Brokerage), especially if it's a 3-paycheck month.

You deserve to start 2026 financially on the right foot & able to save/invest for your goals.

This is why I say it’s so important to prioritize your investing education. Want to learn how to do this? Start HERE.